A credit card refers to a payment card which is issued to cardholders so as to enable them pay for goods and services, based on their promise to pay for the amount that has been paid by the card including other charges. HDFC Bank or Housing Development Finance Corporation is an Indian banking and financial services company that is based in Mumbai, Maharashtra.
How to apply for an HDFC Credit Card
HDFC Credit card can be applied online by filling an application form. The form will require for you to fill your personal details which include your full names and your date of birth. The next thing one needs to fill is contact details including mobile phone number, email address, residential area among other things. Finally one will have to fill in their income details which comprises of your type of employment, the company, net salary income among other things. One will then need to answer if they are an HDFC Bank Account holder or not. The next thing is to copy a given code to prove that you are not a robot. Then you will click on submit. After sometime, you will receive an SMS from HDFC Bank with your reference number.
HDFC Credit card application status
One can track the status of application of their credit cards by first logging in to the website of HDFC Bank; the next thing will be to click on the credit card tab and move to the link written Track Your Credit Card Application Status. You will then be required to enter the reference number you were given when you submitted your application. You will also need to either enter your mobile number or your date of birth. Once everything has been verified, you will be able to view the progress of your HDFC Credit Card application.
HDFC Credit Card Login
HDFC bank offers different credit cards in various segments. These credit cards have a number of benefits that include:
a)Longer EMI options available on credit cards.
b)Maximum Credit Limit on the basis of your income.
c)Special offers on E-Commerce or online Shopping Website.
d)The cards offer cashless transactions across a lot of merchants all over the world
e)They also offer lifestyle benefits such as free air tickets, free gifts among others.
f)One will be able to get up to 15% discount at any leading Five Star Hotel in India.
g)There is also the benefit of Complimentary Airlines and Priority Pass memberships.
h)There is also a 4 Reward points on ever Rs.150 spent using the credit card.
How to login an HDFC credit card
- Step 1: Choose your login ID for your credit card.
- Step 2: Enter your name as it appears on the credit card.
- Step 3: The next thing is to enter the 16 or 14 digits credit card number.
- Step 4: Choose a password with a minimum length of 6 characters.
- Step 5: Re-enter the password chosen for confirmation.
This password will enable you login every time you want to use your HDFC credit card.